We know that this is true, because the last ten years we have helped credit-challenged candidates find a convenient dealer who provides bad credit auto sales program. Our website also offers advice on www.autocreditexpress.com tote the note loans and child support income as well as the current topic: how to avoid buying a used car that has already been destroyed or has hidden damage.
Fine car titles
Most used cars have a clean title. Even if it was in an accident, this will happen as long as the damage was not extensive enough to declare a total loss. This means that even with a clean title still need to be careful and a vehicle history report requirements and car-related costs, because there could be hidden damage.
But if a car is in an accident or other situation with enough damage to declare a total loss, after repair i'' s issued a "branded title".
Branded car titles
Title brands vary by state but usually include the following:
Rebuilt - A vehicle was previously branded as "salvage" which has been repaired and checked. These vehicles may be passable, but a rebuilt title means it was, at one time, a salvage vehicle. You can not finance a car with a rebuilt title brand with no credit car loans.
Salvage - A vehicle with damage that would normally cost between 75% and 100% of the value to be repaired. In some states there is no brand rebuilt and salvage vehicles repaired still carry a salvage brand. Bad credit lenders will not finance salvage brand vehicles.
Junk - a vehicle that can only be sold for scrap or used parts
Flood Damaged - a vehicle that is water damaged. In some states a flood damaged vehicle can also carry the salvage or rebuilt brands. Vehicles that a flood damaged title can not be financed with a problem credit auto loan.
Fleet - Although usually not a brand, most states require a vehicle used as taxis, daily hire or for police use be regarded as a fleet vehicle. Subprime auto lenders will not finance fleet vehicles.
Mileage unknown - Mileage unknown is not a brand, but most states require that the title is recorded as the vehicle odometer mileage is unknown due to replacement or other things. Bad credit lenders will not finance these vehicles.
Stolen - Like fleet, a stolen vehicle is usually not a brand, although many States may refuse to title a recovered stolen vehicle. Due to the damage that position many of these vehicles make, so they are not resold.
Branded titles can use the same color or a color other than a clean title. However, both either above or below the notation distinct from a clean title.
Title washing
In the practice of "title washing," the mark information is in the process of re-title a vehicle in another state resulting in a clean title. In almost all cases, check the National Motor Vehicle Title Information System database, obtaining a vehicle history report and having a vehicle inspection performed, the fact that a car is the revealing title had "washed out".
If not, can be a problem, because many state DMVs now entitled to execute applications via the national VIN database before issuing the new owner (you) a title, making it difficult to both license and insurance of this type vehicle.
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Friday, March 9, 2012
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